Inbank Standard

The first choice in your wallet if you want to shop wisely

Download Inbank Pay app from App Store Download Inbank Pay app from Google Play
Earn 2% cashback

Earn 2% cashback

  • With an Inbank card you get 2% cashback for every purchase in your favourite stores. Simply pay with your card for everyday or large purchases, and we reward you with cashback.
  • You can choose the shops or categories where you earn cashback. You will be able to change your selection after 30 days so we recommend to make all 3 choices at once
  • You can transfer the earned cashback to your card account at the touch of a button and use it freely
Check out the selection of shops

Attractive offers

  • We will regularly surprise you with various discounts and offers from our good partners.
  • What about 5% cashback at your favourite restaurant this weekend? Here you go!
Check out the offers
Attractive offers
Carefree purchase insurance



Carefree purchase insurance

  • When you pay with Inbank card, your purchases are automatically covered by purchase insurance, which means that if your new items are damaged, destroyed or stolen, the insurance will reimburse the replacement cost. Useful, isn’t it?
  • Applies to purchases made in Estonia, abroad and in online stores
  • Items are insured for up to 5,000 €s a year and the insurance is valid for 180 days after the purchase
  • Our insurance partner is If Insurance
Read the conditions

Credit card with a suitable limit

We provide you with a credit limit the size of which can be up to your four monthly salaries. The exact offer depends on your income and obligations.

Transfer the relevant amount from your settlement account to your Inbank Pay account to make your purchases. It’s as simple as a card payment. And you’ll earn cash back either way!

Choose a card that suits your lifestyle

Up to 35 days interest free

If you use your credit limit to make payments in the current month, you don’t have to pay a service fee for that.

On the payment date, it’s up to you to decide whether to repay the full amount or make a minimum refund (3% of the amount spent plus service fees).

If you decide to repay after the payment date, interest will accrue on the amount. The Inbank Standard interest rate is from 18% per annum; that is, 1.5 € per month on 100 €.

See more options

Choose a card that suits your lifestyle

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It's time to put Inbank Pay to work for you!

Download Inbank Pay app from App Store Download Inbank Pay app from Google Play
Inbank Pay - Download the app, create an account, choose the card that suits you and start using now!